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Emergency Loans

Student Services


Emergency loans for $100 or less are issued by the cashiers in the Killian Annex and administered by the Student Accounts Office, a department of the Division of Administration and Finance. A $5.00 service fee shall be assessed against all emergency loans. The loan period shall be for 30 days or until the last day of the current term, whichever comes first. 

Eligibility Criteria

Students must meet the following criteria to be eligible for an emergency loan:

  • The student must be currently enrolled in a degree program.
  • If the student is an employee, he/she may not have received a tuition waiver.
  • Emergency loan proceeds may not be used to pay tuition and fees or University fines.
  • The student’s account must be paid in full to receive an emergency loan. At the beginning of a semester, an account shall be considered paid in full if awarded financial aid, graduate assistantship accompanied by a power of attorney or tuition payment plan memo is sufficient to cover all current and past charges.

A student is not eligible for an emergency loan if they:

  • Are 60 days or less from graduating.
  • Has an outstanding emergency loan. Students may only take out one emergency loan at a time.
  • Has already received three emergency loans in one semester. A student is eligible for a maximum of three emergency loans per semester.
  • Received an emergency loan less than one week ago. The emergency loans must be issued at least one week apart.
  • Has been 60 days or more past due repaying a previously issued emergency loan.

Issuance Procedures

Emergency loans are available at the Student Accounts Office in the Killian Annex for those students that meet the eligibility requirements between 8:00 a.m. and 5:00 p.m. Monday through Friday. Students must provide picture identification such as a CatCard or driver’s license.

Collection Procedures

The Student Accounts Office is responsible for billing and collecting emergency loans. Loans remaining unpaid at the end of the current semester will prevent registration for subsequent semesters. All remaining unpaid balances shall be pursued under collection procedures involving the N.C. Attorney General, attachment of NC tax refunds, State Employee Setoff Debt and/or collection agencies and various credit bureaus.

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